Binlist API
Free BIN lookup API with no key: identify the issuing bank, card scheme, type and country from the first digits of a card number. Tested curl example.
Endpoint tested and returned HTTP 200 on 2026-08-20
What is the Binlist API?
Binlist is a free, key-free BIN (Bank Identification Number) lookup API that identifies the issuing bank, card scheme, card type and country from the first six to eight digits of a payment card number.
The first digits of a card number identify the issuer, not the cardholder. Looking them up tells you whether a card is Visa or Mastercard, debit or credit, and which country and bank issued it — useful for routing, fraud scoring and displaying the right card logo.
One point deserves emphasis: only ever send the BIN, never the full card number. The first six to eight digits are all that is needed, and they are not sensitive. Transmitting a complete PAN to a third-party service would be a serious compliance failure.
Quick facts
- Base URL
https://lookup.binlist.net- Authentication
- No API key required.
- Rate limit
- 5 requests per hour per IP on the free tier — very tight.
- Pricing
- Free at low volume; commercial use needs a paid provider.
- CORS
- Not enabled — call it from your server
- Official docs
- Read the docs
How to use the Binlist API
Every request below was executed against the live API on 2026-08-20, and the response shown is the real body it returned — not an illustration.
1. Look up a card BIN
GET https://lookup.binlist.net/45717360
curl 'https://lookup.binlist.net/45717360'const res = await fetch("https://lookup.binlist.net/45717360");
if (!res.ok) throw new Error(`Request failed: ${res.status}`);
const data = await res.json();
console.log(data);import requests
res = requests.get("https://lookup.binlist.net/45717360", timeout=20)
res.raise_for_status()
print(res.json()){
"number": {},
"scheme": "visa",
"type": "debit",
"brand": "Visa Classic/Dankort",
"country": {
"numeric": "208",
"alpha2": "DK",
"name": "Denmark",
"emoji": "🇩🇰",
"currency": "DKK",
"latitude": 56,
"longitude": 10
},
"bank": {
"name": "Jyske Bank A/S"
}
}Parameters
| Parameter | Type | Required | Description |
|---|---|---|---|
<bin> | path | Required | First 6-8 digits of the card number. Never send the full PAN. 45717360 |
Response fields
schemestring- visa, mastercard, amex and so on.
typestring- debit, credit or prepaid.
brandstring- Product name such as Visa Classic.
countryobject- Issuing country with code, name, currency and emoji flag.
bankobject- Issuing bank name, URL and phone, where known.
prepaidboolean- Whether the card is prepaid.
What you can build with the Binlist API
- Show the correct card scheme logo during checkout
- Route payments based on card type or issuing country
- Add issuer signals to fraud scoring
- Detect prepaid cards where your policy restricts them
Common errors and how to fix them
429
The free tier allows only 5 requests per hour per IP.
Fix: This is very tight — use a commercial BIN provider for anything production.
404
The BIN is not in the database.
Fix: Coverage is good but not complete; fall back gracefully rather than blocking the payment.
Empty bank object
Issuer details are not always known.
Fix: Scheme and type are usually present even when the bank name is not.
Binlist API — frequently asked questions
Is BIN lookup free?
Binlist is free with no API key, but limited to just 5 requests per hour per IP. That is fine for testing and unusable for production — use a commercial provider at volume.
Is it safe to send card numbers to this API?
Only send the first six to eight digits — the BIN. Those identify the issuer, not the cardholder, and are not sensitive. Never transmit a full card number to a third-party lookup service.
What can a BIN tell me?
The card scheme, whether it is debit, credit or prepaid, the issuing bank and the issuing country — useful for checkout UX, routing and fraud signals.
Is the data complete?
Coverage is good but not exhaustive, particularly for smaller regional issuers. Handle 404s gracefully rather than blocking a transaction.
Tools that pair with this API
Binlist is an independent third-party service and is not affiliated with ByteTools or ByteVancer. Details on this page were verified on 2026-08-20; always check the official documentation before relying on this API in production, as terms and limits can change.